We know it may seem a little early to be talking about Christmas but please bear with us. If you have children in your life this service from independent toy shop Fun Junction could well make the next few months a lot easier.

You may not know this but Fun Junction actually offers a lay-away service. They've run this for years, helping customers prepare for Christmas (or any other big event/gift). The concept is really simple and easy to use. Simply pop into the shop and ask a member of staff if you can join their 'saver club'. In order to sign you up, all they need is your name, address, and phone number.

How Fun Junction's 'savers club' works

As a member of Fun Junction's 'savers club' you'll then be able to put items aside. Simply look around the shop and find items you like or order from their extensive list of suppliers.

Please note; Fun Junction recommends that you order as early as possible to ensure that companies still have the items in stock. The Christmas rush can clear stocks out at a surprising rate so it always helps to be ahead of the game a little.

Once you have a list of items put aside a staff member will then tally them up. They'll then give you an idea of how much it could be per week/month till it's all paid up to give you a guide to how often you might want to pop in and pay into your account.

Spread the cost and reduce the stress

Fun Junction will store your items for you until you have paid your account balance. You can add more items to your saver club at a later date if you choose too. You can also choose how much (or how little) you would like to pay into your balance each time you pop in.

There's one extra helpful feature of Fun Junction's 'savers club'; complete your account before the end of November and Fun Junction will make sure that every item is wrapped with their free gift-wrapping service for savers club members.

Not only can you spread the cost of Christmas but you can also reduce the stress as well. In fact, your selection of wrapped gifts could even be stored by Fun Junction for longer. This is especially useful if you need a safe (and secret) space to keep them away from prying eyes at home.

But what about my Mi Points?

Don't worry, every time you pay using your registered payment card at Fun Junction you'll receive your Mi Points. If you don't know what Mi Points are, they are loyalty points you can earn in any of over sixty Perth businesses every time you spend. To earn Mi Points you simply have to be a fully registered Mi Rewards member. Membership is free, you can click on the following link to find out how Mi Rewards works.